How we charge our fees

flykk Top-Up




Bank Transfer to your flykk IBAN

(SEPA / SEPA Instant)


PaidBy Bank


Card Top-Up: MasterCard's issued in EEA


Card Top-Up: JCB, Diners Club International, Discover, MasterCard's issues outside EEA


Other Card Schemes as notified during top-up


Funding by credit card may not be available for certain jurisdictions including UK and Germany. Debit cards for all major card schemes accepted.

Withdraw or transfer Funds from flykk



SEPA & SEPA Instant Euro Transfers


Return Funds to Originating Card



Send Funds outside the EEA to personal bank accounts - Various Currencies (Except JPY)


€3 + 3.99% FX fee

Spot FX rate applies. 

Send Funds to personal Japanese bank accounts

€10 + 3.99%

flykk to flykk transfers



Transfer to other flykk accounts Free

Receive Funds from merchants (Excluding back to own bank card)


Additional Fee information

1. The General Redemption Fee is a 3.99% fee applied to redemption of electronic money funded from a major card scheme source and alternative payment methods, where an Open Banking or direct bank transfer has not been used to fund your flykk® account. It only applies to amounts funded by card or alternative payment methods (APMs). APMs include Sofort. Certain card schemes may have an additional redemption fee applied, which will be notified at time of funding.

2. Currency Conversion: A fee of 3.99% is applied to the market foreign exchange rates. FX rates vary based on prevailing market trend and will be applied immediately without notification.

3. Dormancy fees apply for inactivity over a rolling year, as a maximum of €5.00 per calendar month (or foreign currency equivalent)

4. International Transfer fees and foreign exchange will be dynamically displayed.